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Premium Tools

Go further with the 12 steps​

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Premium tools to help you take control of your finances: one-on-one coaching built on the book's method, and the book itself.

Book: 12 Steps to Eliminate Debt and Build Wealth

The full method in three phases: Build a Foundation, Build a Routine, and Build a Legacy. Plain-spoken and step-by-step, with an example family for every stage.

Companion Workbooks

Fillable workbooks for every step of 12 Steps to Eliminate Debt and Build Wealth. Type on screen or print them out, and do the work one page at a time.

Personal Money Coaching

Work through the 12 Steps one-on-one with Jay. Together you'll build your Undetailed Budget, set up the accounts that make it run on its own, and decide what to do with every month's surplus.

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