Free Tools

Free tools to start your 12 Steps to Eliminate Debt and Build Wealth

Each tool comes straight from 12 Steps to Eliminate Debt and Build Wealth.

Not sure where to begin? Start with the quiz.

Which Step Are You On?

Answer 12 quick questions to see where you are in the plan and the one thing to do next.

Undetailed Budget Calculator

Turn three months of bank statements into the five numbers that run your whole budget.

12 Steps Starter Toolkit

The account-flow diagram, bank setup checklist, and Undetailed Budget worksheet, as a printable PDF.